{"id":15555,"date":"2026-04-02T14:42:00","date_gmt":"2026-04-02T14:42:00","guid":{"rendered":"https:\/\/gnbcc.net\/?p=15555"},"modified":"2026-04-02T14:42:05","modified_gmt":"2026-04-02T14:42:05","slug":"omnibsic-bank-delivers-104-profit-growth-assets-and-deposits-double-in-2025","status":"publish","type":"post","link":"https:\/\/gnbcc.net\/omnibsic-bank-delivers-104-profit-growth-assets-and-deposits-double-in-2025\/","title":{"rendered":"OmniBSIC Bank delivers 104% profit growth, assets and deposits double in 2025"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">The country\u2019s fastest growing bank, OmniBSIC Bank Ghana Ltd has delivered an impressive performance in 2025, with profit before tax soaring by 104 percent to GH\u00a2641million, driven by a rapidly expanding balance sheet, stronger net interest income and solid gains from trading activities.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The Bank\u2019s total assets more than doubled to GH\u00a221.58\u202fbillion, powered by strong growth in cash balances and investment securities, while customer deposits also doubled to GH\u00a216.56\u202fbillion. This signals that the indigenous lender is gaining significant market share in the industry. Analyses of the bank\u2019s 2025 financial results released recently revealed that the strong growth in deposits and assets has positioned OmniBSIC Bank as a preferred haven for clients seeking deeper liquidity and lending capacity.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Its Managing Director, Daniel Asiedu, indicated that the surge in profits and trading gains also enables the bank to scale up credit to the private sector and invest in growth at a time when the economy is showing strong indications of stability.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cFor the economy, our rapid expansion underscores a gradual restoration of confidence in the financial system and points to a more resilient flow of capital to support economic activity,\u201d Mr Asiedu, a known disciplined banker with footprints across the entire industry sector.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Productive balance sheet<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A closer look at OmniBSIC Bank\u2019s results further showed strong growth momentum. Interest income nearly doubled to GH\u00a22.46\u202fbillion, while net interest income jumped to GH\u00a21.17\u202fbillion from GH\u00a2545.8\u202fmillion.&nbsp;The surge in net income showed stronger pricing and a bigger, more productive balance sheet. Fees and trading lines also turned in impressive results, with net fees rising to GH\u00a2109.1\u202fmillion and trading income hitting GH\u00a2143.4\u202fmillion. These ultimately doubled the bank\u2019s operating income to GH\u00a21.43\u202fbillion from GH\u00a2746.1\u202fmillion in 2024.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Though OmniBSIC absorbed higher costs \u2014 including GH\u00a2362.1\u202fmillion in personnel expenses and GH\u00a2268.2\u202fmillion in other operating costs in the year under review, the results showed that the bank still managed to double pre-tax profit to GH\u00a2640.9\u202fmillion, indicating resilience.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Strong liquidity<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The results also showed that the bank\u2019s risk metrics improved. The non-performing loan ratio eased to 23.09 percent last year from 26.99 per cent in 2024, and the capital adequacy ratio rose to 17.84 percent from 13.66 percent, strengthening its ability to absorp losses.&nbsp;Liquidity stayed very strong, despite easing slightly. The results indicated that the bank still held enough cash and near cash assets to cover about 95 percent of all customer deposits.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Guarantees and other off balance sheet commitments also dropped to GH\u00a2803 million, down from GH\u00a21.19 billion, meaning the bank has fewer risky obligations sitting in the background, according to the results.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">On the balance sheet, cash and balances with banks surged to GH\u00a29\u202fbillion, and investment securities climbed to GH\u00a210.19\u202fbillion, while loans and advances grew to GH\u00a21.39\u202fbillion\u2014a conservative asset mix that preserves earnings and liquidity while credit conditions normalised.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The results showed that deposits from banks rose to GH\u00a23.58\u202fbillion, providing additional wholesale funding flexibility alongside the strong retail and corporate deposits base. Shareholders\u2019 funds increased to GH\u00a21.11\u202fbillion, reflecting retained earnings and regulatory transfers.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Expectations&nbsp;<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">OmniBSIC\u2019s MD, who is also a reverend minister and Chairman of the International Presbytery of Fountain Gate Chapel (FGC), said the bank was well armed to support businesses expand. He said the 95percent liquidity ratio and operating cash generation above GH\u00a212\u202fbillion gave it more flexibility to support clients and selectively grow loans.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Click <a href=\"https:\/\/thebftonline.com\/2026\/03\/30\/omnibsic-bank-delivers-104-profit-growth-assets-and-deposits-double-in-2025\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>here<\/strong> <\/a>for source.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The country\u2019s fastest growing bank, OmniBSIC Bank Ghana Ltd has delivered an impressive performance in 2025, with profit before tax soaring by 104 percent to GH\u00a2641million, driven by a rapidly expanding balance sheet, stronger net interest income and solid gains from trading activities.<\/p>\n","protected":false},"author":1,"featured_media":15556,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"yes","rop_publish_now_accounts":[],"rop_publish_now_history":[],"rop_publish_now_status":"pending","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[193],"tags":[],"class_list":["post-15555","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-member-spotlight"],"jetpack-related-posts":[{"id":18357,"url":"https:\/\/gnbcc.net\/omnibsic-wins-triple-recognition-in-customer-satisfaction-index\/","url_meta":{"origin":15555,"position":0},"title":"OmniBSIC wins triple recognition in Customer Satisfaction Index","author":"Paul N.","date":"August 13, 2026","format":false,"excerpt":"The GNBCC Premium Member, OmniBSIC Bank Ghana Limited has received triple recognition in the latest Customer Satisfaction Index, reinforcing its commitment to service quality and customer satisfaction.","rel":"","context":"In &quot;GNBCC Members&quot;","block_context":{"text":"GNBCC Members","link":"https:\/\/gnbcc.net\/category\/gnbcc-members\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/08\/Newsletter-Blog-Media-35-1.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/08\/Newsletter-Blog-Media-35-1.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/08\/Newsletter-Blog-Media-35-1.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/08\/Newsletter-Blog-Media-35-1.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/08\/Newsletter-Blog-Media-35-1.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":15049,"url":"https:\/\/gnbcc.net\/omnibsic-bank-hosts-10th-edition-of-its-annual-health-walk\/","url_meta":{"origin":15555,"position":1},"title":"Omnibsic Bank Hosts 10th Edition of Its Annual Health Walk","author":"Michael Teye","date":"February 13, 2026","format":false,"excerpt":"Omnibsic Bank invites the public to the 10th edition of its Annual Health Walk on Saturday, 21st February 2026 at the University of Ghana Sports Stadium. Join the celebration of wellness under the theme \u201cBetter Health Starts Here.\u201d Participation is free.","rel":"","context":"In &quot;Member Spotlight&quot;","block_context":{"text":"Member Spotlight","link":"https:\/\/gnbcc.net\/category\/member-spotlight\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/02\/OmniBank-X-scaled.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/02\/OmniBank-X-scaled.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/02\/OmniBank-X-scaled.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/02\/OmniBank-X-scaled.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/02\/OmniBank-X-scaled.jpg?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/02\/OmniBank-X-scaled.jpg?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":15185,"url":"https:\/\/gnbcc.net\/the-gnbcc-joins-omnibsic-bank-on-their-10th-edition-health-walk\/","url_meta":{"origin":15555,"position":2},"title":"The GNBCC Joins OmniBSIC Bank on their 10th edition\u00a0health walk","author":"Grace Agorigo","date":"February 27, 2026","format":false,"excerpt":"Last Saturday, the GNBCC's Operations and HR Manager, Naana Biney Ohemeng, joined premium member, OmniBSIC Bank for their 10th quarterly health walk. The walk drew thousands of energetic patrons from all over the capital, reaffirming the bank\u2019s commitment to promoting wellness, social connection and community empowerment among staff, customers and\u2026","rel":"","context":"In &quot;News Articles&quot;","block_context":{"text":"News Articles","link":"https:\/\/gnbcc.net\/category\/news-articles\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/02\/Article12v2-1.png?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/02\/Article12v2-1.png?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/02\/Article12v2-1.png?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/02\/Article12v2-1.png?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/02\/Article12v2-1.png?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":18830,"url":"https:\/\/gnbcc.net\/omnibsic-bank-opens-international-trade-mission-to-the-140th-canton-fair\/","url_meta":{"origin":15555,"position":3},"title":"OmniBSIC Bank Invites Businesses to Join the International Trade Mission to the 140th Canton Fair","author":"Paul N.","date":"August 27, 2026","format":false,"excerpt":"Looking to explore new markets and connect with global suppliers? OmniBSIC Bank\u2019s International Trade Mission to the 140th Canton Fair offers businesses the opportunity to experience one of the world\u2019s largest trade exhibitions.","rel":"","context":"In &quot;GNBCC Members&quot;","block_context":{"text":"GNBCC Members","link":"https:\/\/gnbcc.net\/category\/gnbcc-members\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/08\/Newsletter-Blog-Media-51.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/08\/Newsletter-Blog-Media-51.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/08\/Newsletter-Blog-Media-51.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/08\/Newsletter-Blog-Media-51.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/08\/Newsletter-Blog-Media-51.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":18314,"url":"https:\/\/gnbcc.net\/ssnit-assets-jump-to-gh%c2%a235-4bn-equities-drive-portfolio-growth\/","url_meta":{"origin":15555,"position":4},"title":"SSNIT assets jump to GH\u00a235.4bn \u2026equities drive portfolio growth","author":"Paul N.","date":"August 13, 2026","format":false,"excerpt":"SSNIT\u2019s assets under management increased to GH\u00a235.4 billion by June 2026, up from GH\u00a228.47 billion at the end of 2025, with equities driving much of the portfolio growth.","rel":"","context":"In &quot;News Articles&quot;","block_context":{"text":"News Articles","link":"https:\/\/gnbcc.net\/category\/news-articles\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/08\/SNBN-8.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/08\/SNBN-8.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/08\/SNBN-8.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/08\/SNBN-8.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/08\/SNBN-8.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":16070,"url":"https:\/\/gnbcc.net\/inflation-adjusted-private-sector-credit-up-24-5\/","url_meta":{"origin":15555,"position":5},"title":"Inflation-adjusted private sector credit up 24.5%","author":"Grace Agorigo","date":"May 29, 2026","format":false,"excerpt":"Private sector lending witnessed a marked uptick by April 2026, as falling interest rates shifted the economics of credit deployment away from government paper and toward private borrowers, the latest Bank of Ghana (BoG) data has shown. Real private sector credit grew 24.5 percent year-on-year in April 2026, reversing a\u2026","rel":"","context":"In &quot;News Articles&quot;","block_context":{"text":"News Articles","link":"https:\/\/gnbcc.net\/category\/news-articles\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/05\/ESQ-Elsie-21.png?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/05\/ESQ-Elsie-21.png?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/05\/ESQ-Elsie-21.png?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/05\/ESQ-Elsie-21.png?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/05\/ESQ-Elsie-21.png?resize=1050%2C600&ssl=1 3x"},"classes":[]}],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/gnbcc.net\/wp-content\/uploads\/2026\/04\/OmnBSic-104-scaled.jpg","_links":{"self":[{"href":"https:\/\/gnbcc.net\/wp-json\/wp\/v2\/posts\/15555","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gnbcc.net\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gnbcc.net\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gnbcc.net\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gnbcc.net\/wp-json\/wp\/v2\/comments?post=15555"}],"version-history":[{"count":1,"href":"https:\/\/gnbcc.net\/wp-json\/wp\/v2\/posts\/15555\/revisions"}],"predecessor-version":[{"id":15557,"href":"https:\/\/gnbcc.net\/wp-json\/wp\/v2\/posts\/15555\/revisions\/15557"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/gnbcc.net\/wp-json\/wp\/v2\/media\/15556"}],"wp:attachment":[{"href":"https:\/\/gnbcc.net\/wp-json\/wp\/v2\/media?parent=15555"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gnbcc.net\/wp-json\/wp\/v2\/categories?post=15555"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gnbcc.net\/wp-json\/wp\/v2\/tags?post=15555"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}