{"id":18686,"date":"2026-08-20T16:54:13","date_gmt":"2026-08-20T16:54:13","guid":{"rendered":"https:\/\/gnbcc.net\/?p=18686"},"modified":"2026-08-20T17:00:15","modified_gmt":"2026-08-20T17:00:15","slug":"boost-productive-sector-lending-bog","status":"publish","type":"post","link":"https:\/\/gnbcc.net\/boost-productive-sector-lending-bog\/","title":{"rendered":"Boost productive-sector lending &#8211; BoG"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">The <strong>Bank of Ghana (BoG)<\/strong> has urged banks to channel the benefits of easing financial conditions and stronger credit growth towards increased financing for Ghana\u2019s productive sectors.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The central bank is particularly calling for greater access to finance for <strong>small and medium-sized enterprises (SMEs)<\/strong> and businesses operating across <strong>agricultural value chains<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The call comes against the backdrop of improving financial conditions and stronger credit growth. According to the BoG, banks should ensure that these developments translate into increased financing for businesses and sectors that contribute directly to productive economic activity.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Greater lending to SMEs and agricultural value chains is expected to support businesses as they seek financing for their operations and growth.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The BoG\u2019s position reinforces the need for financial institutions to ensure that improving credit conditions translate into <strong>real financing opportunities for businesses<\/strong>, particularly those operating within productive sectors of the economy.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Source:<\/strong> The Business &amp; Financial Times (B&amp;FT)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Read more here:<\/strong> <a href=\"https:\/\/thebftonline.com\/article\/boost-productive-sector-lending-bog\" rel=\"nofollow noopener\" target=\"_blank\">B&amp;FT \u2013 Boost productive-sector lending \u2013 BoG<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Bank of Ghana has urged banks to translate easing financial conditions and stronger credit growth into increased financing for productive sectors, particularly SMEs and agricultural value chains.<\/p>\n","protected":false},"author":12,"featured_media":18355,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"yes","rop_publish_now_accounts":[],"rop_publish_now_history":[],"rop_publish_now_status":"pending","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[153],"tags":[],"class_list":["post-18686","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-articles"],"jetpack-related-posts":[{"id":13189,"url":"https:\/\/gnbcc.net\/strong-cedi-easing-inflation-create-room-for-lending-expansion\/","url_meta":{"origin":18686,"position":0},"title":"Strong cedi, easing inflation create room for lending expansion","author":"Tracy Mensah","date":"October 7, 2025","format":false,"excerpt":"With a strong currency and falling inflation, banks have more scope to expand lending, Bank of Ghana Governor Dr. Johnson P. Asiama has said. The cedi has appreciated more than 40 percent against the US dollar so far this year, supported by improved reserves which reached US$11.1billion by end-June \u2013\u2026","rel":"","context":"In &quot;News Articles&quot;","block_context":{"text":"News Articles","link":"https:\/\/gnbcc.net\/category\/news-articles\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2025\/10\/2025-08-15_0_ZGLOBAL2.png?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2025\/10\/2025-08-15_0_ZGLOBAL2.png?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2025\/10\/2025-08-15_0_ZGLOBAL2.png?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2025\/10\/2025-08-15_0_ZGLOBAL2.png?resize=700%2C400&ssl=1 2x"},"classes":[]},{"id":15096,"url":"https:\/\/gnbcc.net\/industry-rallies-behind-50-cocoa-processing-directive-pushes-import-restrictions-to-protect-local-industry\/","url_meta":{"origin":18686,"position":1},"title":"High NPLs \u2018scare\u2019 banks from lending to businesses","author":"Grace Agorigo","date":"February 20, 2026","format":false,"excerpt":"Despite a significant drop in lending rates, commercial banks have become wary of lending due to high non-performing loans (NPLs) in the sector, President-Ghana Association of Banks (GAB) John Awuah has said. He argued that Ghana has the highest NPLs ratio in the West African sub-region, hovering around 19 percent.\u2026","rel":"","context":"In &quot;News Articles&quot;","block_context":{"text":"News Articles","link":"https:\/\/gnbcc.net\/category\/news-articles\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/02\/EU-Global-Gateway-1.png?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/02\/EU-Global-Gateway-1.png?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/02\/EU-Global-Gateway-1.png?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/02\/EU-Global-Gateway-1.png?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/02\/EU-Global-Gateway-1.png?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":18354,"url":"https:\/\/gnbcc.net\/bog-sees-stronger-credit-resilient-cedi-supporting-recovery\/","url_meta":{"origin":18686,"position":2},"title":"BoG sees stronger credit, resilient cedi supporting recovery","author":"Paul N.","date":"August 13, 2026","format":false,"excerpt":"The Bank of Ghana says stronger private sector lending, resilient external buffers and a recovery in the cedi are reinforcing Ghana\u2019s economic recovery. The central bank views these developments as key indicators of improving economic conditions.","rel":"","context":"In &quot;News Articles&quot;","block_context":{"text":"News Articles","link":"https:\/\/gnbcc.net\/category\/news-articles\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/08\/ESQ-Elsie-20.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/08\/ESQ-Elsie-20.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/08\/ESQ-Elsie-20.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/08\/ESQ-Elsie-20.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/08\/ESQ-Elsie-20.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":14921,"url":"https:\/\/gnbcc.net\/banks-to-fund-60-of-govt-capex-in-2026-gab\/","url_meta":{"origin":18686,"position":3},"title":"Banks to fund 60% of gov\u2019t CAPEX in 2026 \u2013 GAB","author":"Michael Teye","date":"February 6, 2026","format":false,"excerpt":"Commercial banks are expected to finance about 60 percent of government capital expenditure (CAPEX) from 2026, placing them at the centre of the development agenda with what the Ghana Association of Banks (GAB) describes as a \u201cdouble-edged sword\u201d for the economy, according to its 2026 Industry Outlook.","rel":"","context":"In &quot;News Articles&quot;","block_context":{"text":"News Articles","link":"https:\/\/gnbcc.net\/category\/news-articles\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/02\/Bcapex.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/02\/Bcapex.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/02\/Bcapex.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/02\/Bcapex.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/02\/Bcapex.jpg?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2026\/02\/Bcapex.jpg?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":14440,"url":"https:\/\/gnbcc.net\/central-bank-signals-tougher-scrutiny-of-banks\/","url_meta":{"origin":18686,"position":4},"title":"Central bank signals tougher scrutiny of banks","author":"Michael Teye","date":"December 18, 2025","format":false,"excerpt":"The central bank has signalled a tougher supervisory stance on banks, saying it will introduce new stress tests, recovery-planning requirements and stricter enforcement to protect financial stability even as lenders return to profitability and capital strength improves.","rel":"","context":"In &quot;News Articles&quot;","block_context":{"text":"News Articles","link":"https:\/\/gnbcc.net\/category\/news-articles\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2025\/12\/Banksa.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2025\/12\/Banksa.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2025\/12\/Banksa.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2025\/12\/Banksa.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/gnbcc.net\/wp-content\/uploads\/2025\/12\/Banksa.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":14365,"url":"https:\/\/gnbcc.net\/risk-sharing-schemes-tipped-as-key-to-reviving-msme-credit\/","url_meta":{"origin":18686,"position":5},"title":"Risk-sharing schemes tipped as key to reviving MSME credit","author":"Michael Teye","date":"December 12, 2025","format":false,"excerpt":"Policymakers and researchers are pushing for expanded risk-sharing and credit-guarantee schemes to unlock financing for Ghana\u2019s micro, small and medium-sized enterprises. 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